Running a business can be risky and the last thing you want is unexpected accident.
Make sure you are protected with business insurance that is tailored to meet your specific needs.
COMMERICAL PROPERTY INSURANCE
Property insurance is essential to protect your business premises in the event of a disaster such as a fire or flood. With the right coverage you will be back in business faster if your premises is to suffer any damages in an event of a disaster.
BUSINESS INTERRUPTION INSURANCE
In the aftermath of a disaster your business may be out of operation for a period of time. Business Interruption can cover a portion of the costs incurred if your business activities are interrupted due to a specified event.
ELECTRONIC EQUIPMENT BREAKDOWN
These days most businesses reply on electronic equipment. Electronic equipment breakdown insurance is designed to cover the cost of repairing or replacing your equipment or of temporarily hiring replacements so that your business can continue to function.
Machinery breakdown will cover you for losses incurred from the breakdown of machinery, including replacement costs if deemed necessary. It’s important cover to have if your enterprise relies on one or more vital pieces of machinery.
Money insurance protects your business against the loss of money. This type of loss might be incurred in transit between the business premises and the bank, money contained in the building during and outside business hours, money in the building contained in a locked safe or strongroom or money in custody.
Glass insurance covers damage or loss to glass windows,signs and any glass showcases at your business premises due to an insured event like vandalism or fire.
GENERAL PROPERTY INSURANCE
General Property usually covers portable property, including laptop, computers, mobile phones and tools. General Property options includes cover for loss or damage to your property when it is not at your business premises.